The key to any startup business is to have a source of funding to maintain cash flow. However, getting startup funding for your company can be quite difficult because you are starting a new venture and have no financial track record. It puts you in a kind of catch 22 situation.

Non-Resident Bank Account in Canada:
An American can easily open a new bank account in Canada. You can open a resident bank account if you are a civilian of Canada or if you hold a legal work permit.

No one wants to make late payments on their credit cards or loans and negatively affect their credit report and score unless it’s absolutely necessary. What happens if it’s unavoidable?

The financial industry offers a long list of privileges to those who have an excellent credit score. If you are one of the privileged who have an excellent credit score

If this is your first time credit card, it is a good possibility that you are either a young adult moving out on your own for the first time or are a university student.

How does applying for a credit card hurt my credit score?
Credit card companies make an inquiry to your credit report every time you apply for a new credit card. These are more commonly known as hard pulls.

Are you in such deep debt with your credit cards that it has reached the point that you are completely overwhelmed? You feel you need to pay them off or you will be so stressed that your life will be negatively impacted?

If you need to write a dispute letter to credit agencies, the Federal Trade Commission has a very good example of one posted on their website that you can use as a template. If you write a poor letter, it does not mean that you won’t get some results

Do you remember your schooldays when the evaluation of your work was received as a letter grade? Now that you are a grownup, there is another very important grade that should concern you.

Today, it is nearly impossible to rent an apartment, qualify for a home mortgage, purchase a new car or even get insurance without having a good credit score.