Best cash back credit cards offer the holder of the card cash back bonuses for each purchase that is made with the card. This type of card is excellent for someone who uses their credit card to purchase most of the basics in their life like: food, gas, entertainment, etc. Here are some of the more popular cash back credit cards on the market today:

The Discover More Card

This card offers cash back bonus dollars at a full 5 percent in many defined categories. The defined categories change on a rotating basis every quarter. Many of the categories include things like gas, restaurants, home supplies, travel related expenses, clothing, entertainment, etc. Additionally, all charges that are not in one of the defined categories, provide you with 1 percent cash back. The introductory offer of this card is very generous. It provides 0 percent APR for six months. When the introductory period ends, the APR will become a variable rate that can range from 10.99% on the low end to 18.99% on the high end. The Discover More Card has no annual fees and a zero percent balance transfer fee for one year.

Cash Back Rewards HSBC Platinum MasterCard®

This card offers a 1 percent cash back offer on all of your purchases, irrespective of what you buy. One great advantage of this card is that it offers a 0 APR for its introductory period, which lasts for a full year. When the introductory period ends, the APR will become a variable rate that can range from 8.99% on the low end to 17.99% on the high end. This variable APR is much lower than the APR on other best cash back credit cards. Also, this card has a 0 balance transfer rate fee for the first year and there are no annual fees to maintain the card.

Freedom Credit Card From Chase

This card offers a 3 percent cash back offer on everything that is purchased from the three highest monthly spending categories for your particular spending habits. Whatever you spend the most for in the top three categories each month like, groceries, gas, restaurant food, will earn you 3 percent cash back. Additionally, for everything else you spend your money on, you will earn a cash back rate of 1%. This card also offers a $50 cash back incentive on your initial purchase when using the credit card. The one drawback with this cash back credit card is that there is not an introductory APR incentive. Your rate of 14.99% will stay the same throughout the term of using this card. This card also has a high balance transfer rate that is the same as the APR. There are no annual fees associated with owning this card.