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Archive for the ‘Credit Score’ Category


FICO Score Simulator

By using a FICO score simulator, you can find out how certain actions you take will either improve or negatively affect your credit score.

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How To Raise Your Credit Score By 100 Points Within 90 Days

Are you making ineffective attempts to raise your credit score? Would you really like to learn some foolproof methods to change your credit for the better?

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Excellent Credit Score Credit Cards

The financial industry offers a long list of privileges to those who have an excellent credit score. If you are one of the privileged who have an excellent credit score

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Determining Your Credit Worthiness From A Free Credit Report

Today, it is nearly impossible to rent an apartment, qualify for a home mortgage, purchase a new car or even get insurance without having a good credit score.

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Will Rate Shopping Hurt My Credit Score?

When people go shopping for a car, it is natural for them to visit many different dealerships checking out different cars and asking for finance options. Each time you ask for the type of financing you qualify for, the dealership makes a credit check

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Repairing Your Credit Yourself

It’s not always necessary to use a professional debt consolidation company to repair your credit. You can learn to do it on your own just like countless others before you.

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What Not To Say When Disputing Your Credit

If you need to write a dispute letter to credit agencies, the Federal Trade Commission has a very good example of one posted on their website that you can use as a template. If you write a poor letter, it does not mean that you won’t get some results

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Free Personal Credit Report Puts A Target On Your Back

As consumers, we should approve of the idea that we have the ability to review our credit histories annually for free at the major credit reporting agencies. The top three credit reporting companies are: Equifax, Experian and TransUnion.

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Maintain A Squeaky Clean Credit Report

Most people know that they should regularly check their credit report, at least annually. The way you have used credit in the past and your current financial situation, is primarily what your credit score is based upon.

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Activities That Can Hurt Your Credit Score

There are several number of things you do that can hurt your credit score. However, most of these actions that you take are seemingly harmless. Here are three:

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