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Archive for the ‘Credit Score’ Category


Repairing Your Credit Yourself

It’s not always necessary to use a professional debt consolidation company to repair your credit. You can learn to do it on your own just like countless others before you.

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FICO Score Simulator

By using a FICO score simulator, you can find out how certain actions you take will either improve or negatively affect your credit score.

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Does Closing A Credit Card Hurt Your Credit Score – And Other Questions

You might be thinking to yourself, does closing a credit card hurt your credit score? The short answer is a definitive, yes! Although, you may have been advised by a lender that closing a credit card can help your FICO score, that answer is just plain wrong. In fact it is one of the things [...]

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Maintain A Squeaky Clean Credit Report

Most people know that they should regularly check their credit report, at least annually. The way you have used credit in the past and your current financial situation, is primarily what your credit score is based upon.

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How Long Late Payments Stay On Your Credit Report

Have you ever stressed out because you made a late payment on a loan or a credit card? You’d be surprised at how many people who are just a few days late on their payment, become instantly worried that their tardiness

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What Not To Say When Disputing Your Credit

If you need to write a dispute letter to credit agencies, the Federal Trade Commission has a very good example of one posted on their website that you can use as a template. If you write a poor letter, it does not mean that you won’t get some results

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Activities That Can Hurt Your Credit Score

There are several number of things you do that can hurt your credit score. However, most of these actions that you take are seemingly harmless. Here are three:

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