The small business credit provider, Advanta, offers credit cards that are very useful in meeting the needs of start-ups and small business owners. Business credit cards help companies manage their budgets more efficiently by allowing them to track their expenses.

Not all businesses register as independent consultants with the state registrar. To fill this need, the Advanta Company is marketing a credit card for consumers. They have named it the Kiva credit card for business professionals. This particular card, Kiva B4B card, allows you to participate in sharing by giving money back to the community that ends up as grants to worthy entrepreneurs worldwide. The Kiva Business Card has been a big hit with social entrepreneurs since its launch not long ago. Advanta garnered lots of media coverage, and has since decided to begin a marketing campaign towards consumers interested in the Kiva card.

The Kiva card for business professionals is perfect for consultant types or other professionals who have not registered with the state as a DBA. Advanta’s Kiva consumer credit card has great terms, which include low fees and low interest rates. The card terms provide 15 months of 0% on any balance transfers and therefore, it is excellent for credit card arbitrage. Arbitrage purchases are easy to justify because the card has a maximum fee amount that it charges on any specific transfer.

You can earn credit back on the donations you make along with additional qualifying purchases when you use the Kiva business professional’s credit card. The grants Kiva provides assist entrepreneurs worldwide to fund their start-ups and businesses. There is no certainty that you’ll receive your money back, but the Kiva organization has a solid track record collaborating with entrepreneurs worldwide who work on getting your money back, and they have a stellar success rate.

The Advanta Kiva credit card provides all the great perks of the Kiva business card. It has one of the best introductory offers in the business and is favored by arbitrage masters. The card does not charge an annual fee and provides a low APR of 7.99%. There is a standard 3% fee for balance transfers, which is normal for all arbitrage credit cards. Kiva serves an altruistic cause but doesn’t really provide you enough features to be the single rewards card you can rely upon. As a niche credit card, it will work for some individuals, but look at alternative cards if you require more rewards in a consumer credit card.