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Posts Tagged ‘Credit Score’


What Not To Say When Disputing Your Credit

If you need to write a dispute letter to credit agencies, the Federal Trade Commission has a very good example of one posted on their website that you can use as a template. If you write a poor letter, it does not mean that you won’t get some results

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Free Personal Credit Report Puts A Target On Your Back

As consumers, we should approve of the idea that we have the ability to review our credit histories annually for free at the major credit reporting agencies. The top three credit reporting companies are: Equifax, Experian and TransUnion.

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Maintain A Squeaky Clean Credit Report

Most people know that they should regularly check their credit report, at least annually. The way you have used credit in the past and your current financial situation, is primarily what your credit score is based upon.

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Use A Prepaid Credit Card To Improve Your Credit

Do you need to find a way to improve your credit rating that includes other measures that do not include paying off some of your current large outstanding bills? If you cannot afford to payoff your current bills, do you want to know of another method

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Activities That Can Hurt Your Credit Score

There are several number of things you do that can hurt your credit score. However, most of these actions that you take are seemingly harmless. Here are three:

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Refinance With Bad Credit And Get A Good Rate

You may find yourself in need of refinancing a car or a home even though you have a poor credit history. You will have a difficult task on two levels when you attempt to refinance with bad credit.

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Free Annual Credit Report Online

If you are ignorant about the importance of having a good credit record then there are many ways of making financial mistakes. If you maintain a good credit score it enables you to get loans easier, get car and house insurance easier

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How Does Applying For A Credit Card Hurt Me?

How does applying for a credit card hurt my credit score? Credit card companies make an inquiry to your credit report every time you apply for a new credit card. These are more commonly known as hard pulls.

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Free Triple Credit Reports

Freecreditreport offers Internet based credit-reporting services to consumers globally and is owned by the ConsumerInfo family. The company is one of the leading providers of Internet based consumer credit information, credit reports and monitoring services in addition to credit scores.

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Building Up Your Personal Credit Rating

The only measure of risk credit lenders learn about you prior to giving you a line of credit is your personal credit rating. If your credit rating is poor, you’ll likely not get the loans you want.

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